Multi-award-winning credit technology and data solutions

Modern solutions for modern times

Creating and delivering cutting edge credit risk technology and innovative data solutions for the credit industry.

Book exploratory call

What do we offer?

This is no longer about regulatory requirements – we see ADP as a way of being more competitive in the specialist mortgage market.

Robert Lawlor, Head of Credit Risk at Foundation Home Loans

Solutions

Multiple solutions for a range of sectors

Holder 01

Holder 02

eKYC

Manage risk by automating a full Know Your Customer process.

Fraud detection

Use the latest fraud detection technology to prevent threats.

AML

Comply with financial regulations with anti-money-laundering solutions.

Affordability

Paint a full affordability picture using multiple feeds, including Open Banking data, credit file and CRA affordability tools.

Credit assessment

Being universally connected to the credit reference agencies, ADP can instantly execute comprehensive creditworthiness checks on businesses and consumers.

Lead purchase

Automate high volume lead buying with dedicated lead purchase engines before the full credit assessment.

Products

Multi-award-winning integrated product suite

Auto Decision Platform

Create and manipulate decisioning logic on demand and in real-time using a universally connected platform.

The LendingMetrics Exchange

Access multi-bureau data and utilise the ability to waterfall across multiple products with one commitment.

DeeJoop

Streamline credit risk data from multiple bureaus, remove double counting and see the true picture of a client’s “net” credit file in milliseconds.

OpenBankVision

Make better lending decisions and allow customers to take control of their valuable bank transaction data.

Decision services

Comprehensive automated decision tools

Our cutting-edge decision services enable credit risk professionals to create and manipulate decisioning logic on demand. The next generation private-cloud-based solution Auto Decision Platform (ADP) delivers comprehensive, automated decisions through direct interaction with customers, and allows lenders to decision in a compliant manner.

Enquire about pricing

ADP

Multi-award-winning
Decisions in milliseconds
Video training

Bespoke scorecards
AML/KYC checks
Champion challenges

Data services

Open Banking and credit data solutions

Leverage data from both Equifax and Experian in the same application with The LendingMetrics Exchange (LMX). With one contract, you have the ability to waterfall across multiple credit, ID, bank account and affordability projects.

LMX

Single contract, multi-bureau
Limited upfront costs
Dedicated account manager
Attractive terms

Use OpenBankVision (OBV) to build an incredibly clear picture of a customer's affordability including income verification. Spot any troublesome habits such as repeated use of HCSTC and make better lending decisions, in real time.

OBV

Categorised statement data
A trusted gateway
90 days statement data
Premium options available

Normalise data for your underwriting process with DeeJoop. Deduplicate high velocity credit files into a single, clear application with transparency provided for all steps taken to reach the final report.

DeeJoop