Cookies policy
Introduction
This Cookie Policy describes how Perfect Data Solutions Limited t/a LendingMetrics (PDS) uses cookies and similar technologies on the lendingmetrics.com website (“the Website”) and your choices regarding their use. Our Privacy Notice explains how we collect and use your information more generally.
What are cookies and similar technologies?
We may use cookies and temporary cache entries on the Website. Cookies are small data files that websites send to your computer, tablet or other device when you visit them. These files remain on your device, enabling the Website to recognise you on future visits and provide an improved user experience. Cookies store details about your interactions with the Website, such as your preferences, the type of device you used, your location at the time of connection and the pages you viewed.
Temporary cache entries are not the same as cookies. They are typically stored in your browser’s cache and are not used to track user activity or identify you; they are simply stored as part of the Website’s normal operation to optimise loading times and performance. Cache entries are temporary and are cleared when your session ends, meaning no personal data is stored long term.
Types of cookies
Cookies may be set by us when you visit the Website (first party cookies) or created by other sites, such as search engines or analytics services to track user behaviour across different sites (third party cookies). Cookies can be either session cookies or persistent cookies. Session cookies enable sites to recognise and link the actions of a user during a browsing session and expire at the end of each session. Persistent cookies enable sites to recognise a user, and these are stored on the user’s system or device until they expire, although they can be deleted before the expiry date.
What types of cookies do we use?
Different types of cookies do different jobs on the Website. PDS may use cookies for the following purposes:
|
Category |
Purpose |
|
Strictly necessary |
These cookies are needed to run the Website, to keep it secure if you are logged on and to obey regulations that apply to us, including the UK GDPR and the Data Protection Act 2018, and other applicable laws that govern the use of cookies and online tracking, including the Privacy and Electronic Communications Regulations. These cookies also: · Help keep your information safe. · Help you move around the site. · Fulfil API calls and integration requests. · Tell us if you’ve been to the Website before and which pages you went to. · Tell us how the Website is working, so we can find and fix any problems. |
|
Performance |
These cookies tell us how you use the Website and help us understand traffic data relating to the Website. We combine this data together and analyse it to help us improve the performance of the user experience and the way the Website works. |
|
Functional |
These cookies are used to remember preferences and settings. |
|
Targeting |
These cookies record your visit to the Website, the pages you have visited and the links you have followed. |
Managing cookies
Strictly necessary cookies will be set automatically when you visit the Website. Non-essential cookies will only be set if you choose to accept them. You can manage cookie preferences in your browser Privacy and Security settings.
You can choose to delete existing cookies, allow or block all cookies, and set preferences for certain websites. If you disable or block all cookies (including essential cookies), some parts of the Website may become inaccessible or not function properly. You can choose to delete cookies at any time; however, you may lose any information that enables you to use the Website more efficiently.
The cookies we use
We currently use the following cookies on the Website:
Strictly necessary
|
Name |
Provider |
Purpose |
Expiry |
Type |
|
CSRF_TOKEN |
salesiq.zoho.eu |
This cookie is necessary for the chat-box function on the Website to function. |
Session |
HTTP Cookie |
|
LS_CSRF_TOKEN |
salesiq.zoho.eu |
This cookie is necessary for the chat-box function on the Website to function. |
Session |
HTTP Cookie |
|
_zcsr_tmp |
salesiq.zoho.eu |
This cookie is necessary for the chat-box function on the Website to function. |
Session |
HTTP Cookie |
|
uesign |
salesiq.zoho.eu |
This cookie is necessary for the chat-box function on the Website to function. |
Session |
HTTP Cookie |
|
ZohoMarkRef |
.zoho.eu |
This cookie is necessary for the chat-box function on the Website to function. |
Session |
HTTP Cookie |
|
ZohoMarkSrc |
.zoho.eu |
This cookie is necessary for the chat-box function on the Website to function. |
Session |
HTTP Cookie |
|
cookie-uid |
.zoho.eu |
This cookie is necessary for the chat-box function on the Website to function. |
Session |
HTTP Cookie |
|
stk |
.zoho.eu |
This cookie is necessary for the chat-box function on the Website to function. |
Session |
HTTP Cookie |
|
wms.agent |
.zoho.eu |
This cookie is necessary for the chat-box function on the Website to function. |
Session |
HTTP Cookie |
|
test_cookie |
Used to check if the user's browser supports cookies. |
1 day |
HTTP Cookie |
|
|
yourAuthCookie |
.lendingmetrics.com |
Authorisation cookie which allows access to restricted areas of the site. |
1 day |
HTTP Cookie |
|
__RequestVerificationToken |
.lendingmetrics.com |
Part of the authentication process to gain access to restricted areas of the site. |
Session |
HTTP Cookie |
|
ASP.NET_SessionId |
.lendingmetrics.com |
Used to identify a users’ session on the server. |
Session |
HTTP Cookie |
Performance
|
Name |
Provider |
Purpose |
Expiry |
Type |
|
_dc_gtm_UA-# [x2] |
Used by Google Tag Manager to control the loading of a Google Analytics script tag. |
1 day |
HTTP Cookie |
|
|
_ga [x2] |
Registers a unique ID that is used to generate statistical data on how the visitor uses the Website. |
399 days |
HTTP Cookie |
|
|
_gat [x2] |
Used by Google Analytics to throttle request rate |
1 day |
HTTP Cookie |
|
|
_gid [x2] |
Registers a unique ID that is used to generate statistical data on how the visitor uses the Website. |
1 day |
HTTP Cookie |
|
|
__utma |
Used to store the calculation of days and time to purchase. |
Persistent |
HTTP Cookie |
|
|
id |
Doubleclick.net |
Registers the time and date users saw an advert. |
OPT_OUT: 13 months EEA UK / 24 months elsewhere |
HTTP Cookie |
|
__stripe_mid |
Stripe |
Helps to monitor for and detect potentially harmful or illegal use of Stripe Services. |
Session |
HTTP Cookie |
|
_hjSessionUser |
Hotjar |
Used to store a unique user ID. |
1 year |
HTTP Cookie |
Functional
|
Name |
Provider |
Purpose |
Expiry |
Type |
|
osano_consentmanager |
.osano.com |
consent categorization (e.g., MARKETING: ACCEPT/DENY) as well as when the user's consent expires. |
6 months |
HTTP Cookie |
|
osano_consentmanager_uuid |
.osano.com |
The end user’s unique user id (for consent lookups). |
6 months |
HTTP Cookie |
|
UMB_MCULTURE |
.lendingmetrics.com |
Remembers preference for culture. |
1 year |
HTTP Cookie |
Targeting
|
Name |
Provider |
Purpose |
Expiry |
Type |
|
__Secure-1PAPISID |
.google.com |
Used to build a profile of the Website visitor's interests in order to show relevant and personalised Google advertising. |
1 year |
HTTP Cookie |
|
__Secure-1PSID |
.google.com |
Used to build a profile of the Website visitor's interests in order to show relevant and personalised Google advertising. |
1 year |
HTTP Cookie |
|
__Secure-1PSIDCC |
.google.com |
Used to build a profile of the Website visitor's interests in order to show relevant and personalised Google advertising. |
1 year |
HTTP Cookie |
|
__Secure-1PSIDTS |
.google.com |
Used to build a profile of the Website visitor's interests in order to show relevant and personalised Google advertising. |
1 year |
HTTP Cookie |
|
__Secure-3PAPISID |
.google.com |
Used to build a profile of the Website visitor's interests in order to show relevant and personalised Google advertising. |
1 year |
HTTP Cookie |
|
__Secure-3PSID |
.google.com |
Used to build a profile of the Website visitor's interests in order to show relevant and personalised Google advertising. |
1 year |
HTTP Cookie |
|
__Secure-3PSIDCC |
.google.com |
Used to build a profile of the Website visitor's interests in order to show relevant and personalised Google advertising. |
1 year |
HTTP Cookie |
|
__Secure-3PSIDTS |
.google.com |
Used to build a profile of the Website visitor's interests in order to show relevant and personalised Google advertising. |
1 year |
HTTP Cookie |
|
OptanonConsent |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
1 year |
HTTP Cookie |
|
vimeo |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
2 weeks |
|
|
cebs |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
Session |
HTTP Cookie |
|
_scid_r |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
1 year |
HTTP Cookie |
|
_abexps |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
1 year |
HTTP Cookie |
|
_lc2_fpi |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
1 year |
HTTP Cookie |
|
_li_dcdm_c |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
Session |
HTTP Cookie |
|
_scid |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
1 year |
HTTP Cookie |
|
_schn |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
Session |
HTTP Cookie |
|
is_logged_in |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
1 year |
HTTP Cookie |
|
_uetvid |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
1 year |
HTTP Cookie |
|
bi_pt |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
Session |
HTTP Cookie |
|
_tt_enable_cookie |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
1 year |
HTTP Cookie |
|
_ce.s |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
1 year |
HTTP Cookie |
|
_delighted_web |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
10 years |
HTTP Cookie |
|
_clck |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
6 months |
HTTP Cookie |
|
has_logged_in |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
1 year |
HTTP Cookie |
|
__ssid |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
10 years |
HTTP Cookie |
|
feature_notice_vrrmm |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
11 years |
HTTP Cookie |
|
player |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
1 year |
HTTP Cookie |
|
_fbp |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
2 weeks |
HTTP Cookie |
|
afUserId |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
1 year |
HTTP Cookie |
|
recent_gtm_event |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
Session |
HTTP Cookie |
|
language |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
1 year |
HTTP Cookie |
|
sd_identity |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
Session |
HTTP Cookie |
|
sd_client_id |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
1 year |
HTTP Cookie |
|
vuid |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
1 year |
HTTP Cookie |
|
OptanonAlertBoxClosed |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
1 year |
HTTP Cookie |
|
singular_device_id |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
1 year |
HTTP Cookie |
|
feature_notice_vrvom |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
10 years |
HTTP Cookie |
|
bi_it |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
Session |
HTTP Cookie |
|
cebsp_ |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
Session |
HTTP Cookie |
|
_ttp |
.vimeo.com |
Used in the interaction of any embedded vimeo video. |
1 year |
HTTP Cookie |
|
_gcl_au [x2] |
Used by Google AdSense for experimenting with advertisement efficiency across websites using their services. |
3 months |
HTTP Cookie |
Third party links
Where the Website or this Cookies Policy contains links to other websites and resources provided by third parties, these links are provided for your convenience only. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third party websites and are not responsible for their privacy practices. If you decide to access any of the third party websites linked to the Website, you do so entirely at your own risk.