Auto Decisioning Platform

Real-Time Decisioning

Powerful, fast and secure...

Does your business need to move to the next level of Auto Decisioning?

The award winning ADP is a powerful decision engine builder that puts you in control of credit rule changes. ADP allows operational/credit risk staff to quickly control changes through a simple user interface. No more I.T. delays!

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ADP can help your business

If your business already uses automated decisioning,
you probably understand the challenges:

Delays to deployment of credit rule changes

Roll-backs due to release errors

Maintenance of multiple 3rd party integrations

Case Studies

The number of satisfied customers continues to grow as does the volume of case studies. Click here to view some of our most recent success stories.

How does ADP work?

Interact with the moving flowchart to understand the process of ADP and how it can work for you. Hover for hints and click for more information.

And of course, if you have any questions, please contact our Sales Department.

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How does ADP work?

Click right and left through the steps below to understand the process of ADP and how it can work for you.

If you have any questions, please contact our Sales Department for more information, or to schedule a demonstration.

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User Origination

This is where your customer begins their journey

No matter where your customers have originated from, new or repeat, PPC or organic, they will interact with your front-end origination website, moving to the next stage of this journey.

Your website

Your front-end application form

Your existing website for front-end origination remains unchanged. ADP is comprehensive and flexible enough to facilitate the customer journey of your choice.

LMS

Your current Loan Processing System

As with your front-end website, your existing loan management platform also remains unchanged. ADP functionality will quite simply upgrade its capabilities to match the very best of standards in the marketplace.

API Suite

We’re easy to connect

Onboarding with ADP by LendingMetrics could not be simpler. We’ve developed a comprehensive and simple-to-consume suite of modern APIs to facilitate quick and easy integration, but we are always on hand to offer technical help when needed.

ADP Database

Why we store the data

In addition to providing real-time decisions and data back to your LMS, we also hold the data in order to facilitate some of our clever functionality for optimising third party costs and to run effective report functions for you.

ADP Decisions

How ADP responds

ADP responds through the API, with approvals, declines and referrals, allowing your website to present instant decisions to your customers. But it also produces a report and task list on every decision.

Engine Editor

Take total control

Use the ADP engine editor to create, edit and deploy simple or complex decision engines in real time. No hard-coding, no more roll-backs and no delays! The most comprehensive suite of controls you will see anywhere, allowing you to build scorecards, affordability matricies and risk-based pricing models, to name just a few.

Your Agents

What they can see and do

Whether embedded into your current LMS or accessed through the standalone portal, your agents can view and work from the decision report produced by ADP, making it simple to identify how to convert a 'refer' to an 'approve'.

Management

Secure, controlled access

Utilising multi-level hierarchy, you control who can see, edit and deploy your proprietary decisioning intelligence. Secure, white-listed access ensures the highest level of protection.

ADP is feature rich and is improving all the time. Current features include:

  • Real-time champion/challenge mode to pitch one engine theory against another
  • Capability to build proprietary credit scores and plug-in to machine learning to automatically recalibrate score calculations
  • Handles multi-products / streams / brands with complete ease
  • Risk based pricing
  • Complete and comprehensive control to create/edit and launch revised policy decision engines

Let us show you just how easy it is to acquire and use ADP. Get in touch to arrange a free, no obligation demonstration.

Reasons to use our ADP service

  • Build your automated rules in a simple User Interface
  • Run ‘live’ champion challenger campaigns
  • Fully hosted cloud solution
  • Apply changes to ‘live’  instantly
  • ADP is integrated with all of the major credit referencing agencies
  • Connects to your existing websites and loan management systems through one simple API
  • Provided and supported by a fully FCA licensed firm
  • No ongoing I.T. involvement necessary