LMX
You want major CRA data, great unit pricing and smaller volume commitments? Leverage LendingMetrics’ buying power and personalised service!
Contact UsYou want major CRA data, great unit pricing and smaller volume commitments? Leverage LendingMetrics’ buying power and personalised service!
Contact UsWinner
Lending Awards, London 2018 & 2019
Helping Lenders to make accurate decisions on affordability, potential indebtedness and to assess financial stability
LendingMetrics provide tailor made bespoke reports and have a QCB (data block) of over 1000 characteristics, covering;
LendingMetrics can also provide Insight quotations and customer management searches, these searches are visible to the customer only.
Accuracy
Accuracy and depth of data is imperative to risk strategy, utilise insight data to predict the future and get the complete client picture to ensure you make balanced risk management decisions.
Integrity
Data integrity is at the foundation of Equifax, identifying when separate records should be attributed to one individual or one address, to provide a complete financial profile of that person’s history.
Insight
Insight holds information provided by credit providers and other lenders, including details of existing and previous credit commitments and historical information about the repayments of these agreements.
Land Registry / Registers of Scotland
Details of residential property sales dating back to 2000.
Property Valuation
Having a clear understanding of property values is key to assessing the risks involved with Mortgage lending. Valuations through a surveyor can be costly and time-consuming and Indexation can be unreliable. We can solve both of these problems and help enable your business to make the best strategic decisions through our new Automated Valuation Model (AVM).
Mortgage characteristics
How a customer pays down their mortgage gives an indication of how they manage their finances in general and how resilient they will be to potential financial shocks. We will provide this insight through equity estimations, starting mortgage LTV and the amount of mortgage debt that has already been repaid.
Property ownership
We will help you to identify the Commercial Ownership types which include Social and Council Housing and Student Residence.
Council tax
Council Tax bands and values for all residential properties.
Rental properties
We provide historic rental listing details and rental valuation estimation models for various housing types including private, social and council housing. These rental estimates can also be used to advise potential rental yields on Buy-to-Let Mortgages.
Postcode demographics
Postcode-based characteristics can help you to understand your target markets which can add value to marketing campaigns and branch footprints and more.